terms and conditions

By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use this website.

The terms “we,” “us,” or “our” refer to Anne K. Hawkinson and her web development team. The term “you” refers to the user, visitor, or viewer of this website.

• The content on this website is provided for general informational purposes only and is subject to change without notice 
• Your use of this website constitutes acceptance of these terms
   

• Our Privacy Policy and Cookies Policy explain how we collect, use, and protect your personal data and apply to your use of this website 
• By using this website, you consent to the collection and processing of your personal data as described in these policies
   

• We make reasonable efforts to ensure that the content on this website is accurate and up-to-date; however, we do not guarantee completeness, timeliness, or suitability for any particular purpose 
• Your use of any content, materials, or products on this website is at your own risk. We are not liable for any loss or damage arising from inaccuracies, errors, or omissions
   

• All materials on this website, including but not limited to design, layout, graphics, and content, are owned by or licensed to us 
• Reproduction, distribution, or use of materials without explicit written permission is prohibited except as permitted by the copyright notice 
• All trademarks appearing on this site, which are not our property or licensed to us, are acknowledged;  unauthorized use may give rise to claims for damages or constitute a criminal offense
   

• This website may contain links to third-party websites for your convenience 
• We do not endorse these third parties, and we are not responsible for their content, privacy practices, or compliance with applicable laws 
• Your interactions with third-party sites are at your own risk
   

• This website is not directed to children under 13 years of age 
• We do not knowingly collect personal information from children under 13; if we become aware that we have inadvertently collected such information, we will take steps to delete it promptly in compliance with COPPA
   

• These terms and your use of this website are governed by the laws of the United States of America 
• Any disputes arising from your use of this website shall be subject to the jurisdiction of U.S. courts
   

• We reserve the right to update these Terms and Conditions at any time without prior notice 
• Your continued use of the website constitutes acceptance of any changes
   

If you have questions about these Terms and Conditions, please contact the author via the Contact page.